You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
齊魯銀行(601665.SH):2022年末普惠型小微企業貸款户數5.9萬户 同比增長59.46%
格隆匯 05-06 16:48

格隆匯4月18日丨有投資者向齊魯銀行(601665.SH)提問:2022年全年普惠金融貸款增速如何?在“量“和”價”兩個維度,有何改變?主要面向哪些客户和行業?

齊魯銀行回覆:尊敬的投資者,您好!2022年,本行認真貫徹落實黨中央、國務院關於普惠金融的決策部署,積極對照監管要求完善“敢貸願貸能貸會貸”內部機制,紮實推進穩經濟一攬子政策落地見效,加大對普惠型小微企業信貸支持力度。2022年末,普惠型小微企業貸款餘額(銀保監會口徑)486.19億元,較上年末增長30.89%;普惠型小微企業貸款户數5.9萬户,較上年末增長59.46%,實現了監管考核普惠型小微貸款“兩增”目標。

在定價方面,本行發揮政策合力,積極運用央行支小再貸款再貼現、政策性銀行轉貸款、小微金融債等低成本資金,精準投向小微企業,降低企業融資成本,2022年普惠型小微企業貸款平均投放利率5.04%,較上年下降52BP,將低利率有效傳導至實體企業,為實體經濟減負。

在普惠小微貸款投向上,本行主動融入和服務國家區域發展戰略,扶持符合區域經濟發展特點、受益產業政策的行業和客羣,圍繞製造業、科技創新、綠色發展等重點領域加大信貸資源傾斜力度,堅守定位,向小向農向實,力爭在做優結構的同時,做大普惠貸款規模。謝謝!

Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
uSMART
Wealth Growth Made Easy
Open Account