聯交所譴責民眾金融4名前董事
聯交所公布,向裕承科金(00279.HK)(前稱民眾金融)前執行事董王曉冬發出董事不適合性聲明,即認為其不適合擔任該公司的董事或高級管理階層成員,並對其作出公開譴責。同時譴責前執行董事兼公司秘書鄒敏兒、前執行董事及首席投資官趙彤,及前執行董事楊浩英,並進一步要求鄒敏兒、楊浩英、趙彤須各自完成15小時有關監管及法律議題的培訓。
聯交所指,於2017至2018財政年度期間,該公司透過其全資附屬公司恆盛大力拓展融資業務,於2017年7月至2018年4月期間借出合共22.8億元的多筆貸款。借款人拖欠貸款,令該公司蒙受重大減值虧損。
證據顯示,該公司只對借款人作出有限且不充分的盡職審查及信貸評估,而於貸款借出後相關董事對貸款狀況的跟進或監察亦有限。該公司只能提供數份信貸評估報告,當中載列借款人據稱擁有的若干資產,但並無任何紀錄證明該公司曾對這些資產進行任何盡職審查,亦無解釋為何該等資產未有作為貸款的抵押品。
該公司未能提出任何證據證明曾對第三方代名人進行任何反洗黑錢程序或任何其他審查。鄒敏兒並沒留意到自己同一日內根據三份獨立的貸款協議簽署了三張金額分別為2億元、2億元及1.6億元的支票,抬頭均為同一名第三方代名人。
上市科對該公司董事就貸款而言是否違反其責任進行了調查。證據顯示王曉冬在授予貸款方面扮演重要角色,所有借款人均由他轉介予恆盛。上市科向王曉冬發出查詢函及提醒函,並嘗試致電聯絡他,但概無回音。
聯交所裁定相關董事違反了《上市規則》第3.08條及其《董事承諾》,未有盡力遵守《上市規則》。而王曉冬沒有配合上巿科進行的調查,違反了其《董事承諾》。
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