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波蘭千禧銀行第一季度扭虧爲盈
uSMART盈立智投 04-28 17:20

波蘭千禧銀行週五公佈第一季度淨利潤超出分析師預期,從去年的虧損中恢復過來,但表示與外幣抵押貸款有關的法律風險準備仍然很高。

該銀行實現淨利潤2.521億茲羅提(6100萬美元),而去年虧損1.223億茲羅提,超過分析師預測的2.44億茲羅提。

“儘管與外幣抵押貸款相關的法律風險準備金水平很高,但我們取得了積極的成果。這是一個非常好的消息,”銀行首席執行官若昂·布拉斯·豪爾赫在一份新聞稿中表示。

數十萬波蘭人在較低利率的吸引下,以外幣(主要是瑞士法郎)辦理了抵押貸款,但在法郎兌茲羅提飆升後,他們不得不支付比預期大得多的分期付款。

許多抵押貸款持有人將銀行告上法庭,一些貸方提供庭外和解。

Millennium表示,它繼續減少其外幣抵押貸款組合,並繼續與法郎借款人達成和解協議。

據該行稱,一季度自願和解人數爲806人,自2020年初大規模啓動以來,已達成和解近18600人。

Jorge補充說,由於談判、最終判決和其他自然因素,今年第一季度活躍的外幣抵押貸款數量減少了近1,200筆至36,782筆。

他還表示,該銀行正在實現其300萬個人客戶的戰略目標。

“今年前三個月,活躍客戶數達到292.3萬”,他說。

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