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《大行報告》野村下調郵儲銀行(01658.HK)目標價至6.73元 評級「買入」
野村報告指出,郵儲銀行(01658.HK)首季純利按年升5%至260億元人民幣,低於該行預期2%,主因支出較高。期內減值損失按年減少26%,好過預期,為盈利提供支撐。 報告並提到,郵儲行首季淨息差2.09%,按年跌23個基點,並低於2022年全年2.2%水平,遜該行預期。該行引述管理層指出,儘管淨息差今年或會持續受壓,但非信貸資產的潛在上升趨勢,及存款成本控制得宜帶來的收益率應可緩解淨息差收縮。該行將今年淨息差預測下調1個基點至2.07%。 該行將集團目標價由6.88元下調至6.73元,維持評級「買入」。
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