滬農商行(601825.SH)一季度歸母淨利潤35億元、同比增長12.44%
格隆匯4月27日丨滬農商行(601825.SH)發佈2023年第一季度報吿,實現營業收入68.32億元,同比增長7.49%。其中:利息淨收入51.51億元,同比增長3.77%;非利息淨收入16.82億元,同比增長20.72%。非利息淨收入中,手續費及佣金淨收入8.45億元,同比增長9.13%,主要是集團持續推進零售轉型,積極開展旺季營銷活動,代理業務手續費收入有所增長。
集團實現歸母淨利潤35億元,同比增長12.44%;平均總資產回報率為0.28%,較上年同期上升0.01個百分點;加權平均淨資產收益率為3.38%,較上年同期上升0.11個百分點。
報吿期末,集團不良貸款餘額為66.18億元,不良貸款率為0.97%。撥備覆蓋率為422.66%,較上年末下降22.66個百分點;貸款撥備率為4.10%,較上年末下降0.11個百分點。
資本充足水平保持良好。報吿期末,集團核心一級資本充足率13.08%、一級資本充足率13.11%、資本充足率15.55%,均符合監管要求。
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