You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
隨着利息收入的攀升,Handelsbanken的利潤超過預期
uSMART盈立智投 04-26 15:45

瑞典銀行Handelsbanken週三公佈第一季度淨利潤高於市場預期,因利息收入攀升,並表示在不確定性加劇的背景下,其信貸質量仍然良好。

過去一年飆升的通脹導致央行大幅提高關鍵利率,增加了Handelsbanken等銀行的利息收入,但也刺激了它們自身的成本,增加了對客戶和房地產價格的壓力。

根據Refinitiv的估計,瑞典銀行、SEB和Nordea的競爭對手錶示,淨利潤總額爲68.1億瑞典克朗(6.6123億美元),而去年同期爲56.9億,高於平均預測的62億。

“鑑於宏觀經濟的不確定性加劇,以及圍繞全球金融體系的不確定性加劇,我們的評估是,目前在商業上採取比正常情況下略微保守的資本充足率方法是合理的,”首席執行官Carina Akerstrom在報告中說。

“信貸質量仍然良好,”她補充道。

該銀行的主要市場是瑞典、挪威和英國,該銀行表示,其包括抵押貸款收入在內的淨利息收入從一年前的80.1億美元增至114.9億美元,高於分析師預期的108.9億美元。

傭金收入因經濟放緩而受到影響,從去年同期的28.8億克朗下滑至27.7億克朗,高於平均預測的27.1億克朗,而它在金融交易(包括對衝工具)上的利潤爲6.02億,而去年同期爲4.2億。

房地產價格下跌,尤其是在瑞典,可能會刺激未來出現更大的貸款損失,儘管目前還沒有這種跡象。Handelsbanken表示,其信貸損失從一年前的600萬克朗微升至3000萬克朗,遠低於分析師預測的3.86億克朗。

這家擁有150年曆史的銀行在IT等領域進行了大量投資,其成本上升削弱了其與之前一系列業績相關的股價。該公司表示,第一季度支出同比增長12%。

Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
uSMART
Wealth Growth Made Easy
Open Account