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中銀香港(02388.HK)夥AlipayHK為中小企簡化貸款流程
阿思達克 04-20 14:45
中銀香港(02388.HK)與AlipayHK聯合宣布,中銀香港成為首家銀行夥拍AlipayHK為中小企推出簡化貸款流程服務,助力本港商業活動儘快回暖。 中銀香港推出全新數據為本的融資試行計劃,將透過由 AlipayHK 商戶提供的電子錢包交易數據以簡化貸款審批流程,從而解決中小企客戶因無法提供貸款抵押品或所需的財務資料而面對融資困難的痛點。 該計劃讓AlipayHK的商戶無需提供抵押品或財務報表,可透過其在AlipayHK的電子錢包交易數據,向中銀香港申請分期或透支貸款,最高貸款額達200萬元,最長還款期36個月。
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