銀行業危機對花旗有何影響?
花旗集團(C.US)將於4月14日(週五)美股盤前公佈第一季度業績。市場預計花旗Q1營收191.9億美元,每股收益1.70美元。相比之下,上年同期營收爲191.9億美元,每股收益爲2.02美元。
花旗等商業銀行在2022年的表現不如投資者預期,尤其是在利率上升的時期。銀行通常受益於加息,因爲這增加了淨息差和整體利潤。然而,花旗的情況並非如此,該行的股價在2022年下跌22%,表現遜於其他銀行同行。
花旗在2023年溫和上漲,漲幅爲1.4%,但仍落後於標普500指數7%的漲幅。與其他銀行一樣,硅谷銀行破產的影響令花旗股價承壓,花旗股價在過去一個月下跌了12%,而標普500指數上漲了1.4%。但花旗的穩健策略有望使其在未來12至18個月表現出色。這些策略包括剝離其全球消費銀行業務,加速對財富管理的投資,以及對包括貿易和交易服務和安全服務在內的服務部門的更多投資。進入第一季度,投資者將關注花旗在這些關鍵領域的進展。
與此同時,花旗股價約爲其有形賬面價值的70%,股息收益率爲4.46%。分析師認爲,花旗是一隻物美價廉的股票,特別是該行有可能恢復其股票回購計劃。
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