危機暫時緩解
最近一週,銀行減少了從美聯儲兩項擔保貸款工具的借款,這表明流動性需求可能正在穩定。截至3月29日當週,美國金融機構的未償借款總額爲1526億美元,前一週爲1639億美元。
最新數據表明,在一系列銀行倒閉後,儘管銀行的借款仍遠高於低壓力時期的典型水平,但政策制定者爲遏制危機蔓延所做的努力正在奏效。
Jefferies經濟學家Thomas Simons和Aneta Markowska在一份報告中寫道:“在本週銀行業問題塵埃落定後,今天的數據提供了一些保證,至少情況沒有變得更糟。”

數據顯示,美聯儲傳統的擔保貸款計劃(即貼現窗口)未償借款爲882億美元,前一週爲1102億美元,本月早些時候銀行業陷入困境期間,這一數字達到創紀錄的1529億美元。貼現窗口是美聯儲爲銀行提供的最古老的流動性保障。這些貸款最長可延期90天,並且該窗口接受多種抵押品。
銀行定期融資計劃(BTFP)的未償借款爲644億美元,前一週爲537億美元。在硅谷銀行(SIVB.US)和簽名銀行(SBNY.US)倒閉後,美聯儲宣佈進入緊急狀態,BTFP於3月12日開放。在該計劃下,信貸可以延長一年,抵押品受到更嚴格的限制。
美聯儲向聯邦存款保險公司爲解決硅谷銀行和簽名銀行問題而設立的過渡性銀行提供的貸款從前一週的1798億美元小幅上升至1801億美元。
數據顯示,截至3月29日當週,外國央行動用了外國和國際貨幣管理局回購協議工具550億美元。此前一週,這一數字達到了600億美元的歷史最高水平。
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