廣州農商銀行(01551.HK)2022年淨利潤增加6.92%至40.38億元 每10股派1.05元
格隆匯3月31日丨廣州農商銀行(01551.HK)公吿,2022年,集團實現税前利潤45.10億元,同比增加1.19%;淨利潤40.38億元,同比增加6.92%。税前利潤和淨利潤同比增加,主要原因一是集團加強對信貸資產的風險管理及對不良資產的清收和處置力度,資產減值損失較上年有所下降;二是受匯率影響本行匯兑收益有所增長。董事會建議按照每10股人民幣1.05元(含税)向全體股東派發2022年度現金股息。
2022年,集團實現利息淨收入185.82億元,同比減少9.77億元,降幅5.00%,利息淨收入佔營業收入總額的82.42%。主要由於支持實體經濟等影響,資產收益率下降導致利息收入增長較慢,同時負債規模增加,帶動利息支出同比增加。
於2022年12月31日,集團貸款和墊款總額6,919.72億元,較上年末增加343.09億元,增幅5.22%。集團公司貸款總額4,405.85億元,較上年末增加335.58億元,增幅8.24%。個人貸款總額1,659.59億元,較上年末增加75.29億元,增幅4.75%。票據貼現總額854.29億元,較上年末減少67.78億元,降幅7.35%。
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