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農行(01288.HK)料全年信貸投放積極穩定 將更支持年輕人貸款需求
阿思達克 03-31 16:15
農業銀行(01288.HK)已發布去年業績。副行長張旭光表示,今年首兩個月農行的貸款投放創歷史新高,預計全年信貸投放會保持積極穩定,結構會進一步優化,信貸總量可持續平穩增長。 他指,農行會積極按照國家「穩地價、穩房價」的要求,協助房地產行業良性循環和健康發展。該行又考慮在有產業支撐、人口支撐的地區,加大個人按揭貸款投放。另外,亦會加大對年輕人貸款需求的支持力度。 他提到,從去年5月開始,同業出現了個人按揭貸款提前還款情況,農行與同業情況基本相似。他認為是由於個人財務規劃、去年金融投資中樞下降、存量房地產貸款利率和新發貸款利率倒掛等因素所導致。
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