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重慶農村商業銀行(03618.HK)2022年度淨利潤增7.81%至104.78億元 末期息0.2714元

格隆匯3月31日丨重慶農村商業銀行(03618.HK)公佈,截至2022年12月31日止年度,實現營業收入289.41億元,同比減少19.08億元,降幅6.19%;淨利潤104.78億元,同比增加7.59億元,增幅7.81%。擬派末期息每股0.2714元人民幣(含税)。

零售轉型取得成效,鞏固完善金融生態,零售業務VIP客户數量較上年末增長26.79萬户,活躍率較上年末提升0.28個百分點。零售業務營收佔比42.07%,同比提升1.56個百分點,大零售的主體支撐作用明顯增強。

業務發展持續向好,資產總額13,523.01億元、較上年末增長860.10億元,存款餘額8,249.47億元、較上年末增長655.87億元,貸款餘額6,326.77億元、較上年末增長505.11億元,資產、貸款、存款規模繼續居重慶第一。服務實體質效持續向好,強化全天候應急值守,保障金融服務穩定性、連續性。加大實體支持力度,發放支農支小再貸款427.34億元,小微、民營、製造業等貸款市場份額居重慶市第一,在助力「穩大盤」中實現自身發展。

資產質量持續向好,不良貸款率1.22%、較上年末下降0.03個百分點,撥備覆蓋率357.74%、較上年末增長17.49個百分點。

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