《藍籌業績》中行(03988.HK)去年純利升5%至2,274.4億人幣略低預期 末期息23.2分符預期
中國銀行(03988.HK)公布截至去年底止全年業績,營業收入按年升2.2%至6,191.39億元人民幣(下同),較本網綜合4間券商預測介乎6,166.38億至6,555.64億元,中位數6,304.7億元,近市場預期下限。淨利息收入按年升8.4%至4,606.78億元,非利息收入則跌12.3%至1,584.61億元,當中手續費及佣金收支淨額按年跌11.3%至722.48億元。
純利按年升5%至2,274.39億元,對比本網綜合8間券商預測介乎2,268.37億至2,298.54億元,中位數2,287.55億元,略低預期。每股基本純利73分。末期息23.2分,較本網綜合5間券商預測均為23分人民幣,大致符預期,對上財年同期派22.1分。
年內資產減值損失1,039.93億元,按年減少2.27億元。淨息差按年輕微擴張1點子,至1.76%。淨資產收益率按年降47點子至10.81%。成本收入比由對上一年的28.17%降(改善)至27.88%。
該行去年一級資本充足率按年升79點子,至14.11%。不良貸款率按年輕微收窄1點子,至1.32%。不良貸款撥備覆蓋率增1.68個百分點,至188.73%。信貸成本降10點子,至0.56%。
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