《藍籌業績》建行(00939.HK)全年純利3,238.61億人民幣增7.1% 末期息派38.9分
建設銀行(00939.HK)公布2022年度業績,按國際會計準則,錄得純利3,238.61億人民幣(下同),按年增長7.1%,每股收益1.28元。末期息38.9分,上年同期派36.4分。平均資產回報率1%,下降0.04個百分點。
單計第四季度,錄得純利765.79億元,按年增長8.8%,按季下降10.6%。經營收入1,811.9億元,按年及按季分別下降5.7%及2.9%。
2022年,經營收入7,581.55億元,微降0.9%。其中,利息淨收入6,430.64億元,增加6.2%;淨利息收益率2.02%,淨利差1.82%,分別下降0.11及0.12個百分點。受外部經營環境變化等因素影響,手續費及佣金淨收入1,160.85億元,下降4.5%;對經營收入比率15.31%,下降0.58個百分點。
年內,減值損失1,550.18億元,減少136.97億元,降幅8.1%。實現稅前利潤增長1%至3,820.17億元。加強全面成本管理,經營費用增加1.4%;成本收入比28.25%,上升0.61個百分點,繼續保持良好水平。
12月止,發放貸款和墊款總額21.20萬億元,增加2.39萬億元,增幅12.7%。不良貸款率1.38%,穩中有降,較年初下降0.04個百分點;撥備覆蓋率 241.53%,上升1.57個百分點,保持良好風險抵補能力。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.