穆迪:中國銀行體系資產質量和盈利能力趨弱 展望負面
穆迪對中國銀行體系展望仍為負面,指出應對動態清零政策結束,行業在進行相關調整時面對挑戰,同時企業及零售借貸人仍需時恢復還款能力,預期新增不良貸款仍然會是銀行資產質量面臨的風險之一。
該行指出,中國房地產市場回調所帶來的波動性,也將對銀行資產質量構成風險,目前人行已出台下調利率等寬鬆貨幣政策,料將令銀行盈利能力下降,不過預期風險加權資產增速放緩,將有助緩解留存收益增速放緩為資本水平帶來的負面影響。
穆迪認為內銀將繼續受惠於系統內流動性充足和存款基礎穩定的支持,預測今明兩年中國實際GDP將按年增長5%。
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