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友邦香港:歡迎政府擬撥出一定比例供強積金基金投資綠債和基礎建設債券
阿思達克 02-22 17:40
友邦香港及澳門首席執行官馮偉昌表示,友邦香港歡迎《財政預算案》中政府計劃發行銀色債券及綠色零售債券,並在發行的綠色債券和基礎建設債券中,撥出一定比例優先供強積金基金投資,為強積金計劃成員提供多一個投資選項。根據友邦香港最新一期「AIA 理想退休生活調查」結果顯示,78%受訪者希望退休投資組合擁有可持續投資產品成分,唯80%認為自己不懂如何選擇ESG強積金產品。 政府所提出的《基層醫療健康藍圖》,針對醫療服務應由治療轉為聚焦預防疾病,令公營醫療可長遠持續發展,是更有效應對人口老化及慢性病患率提升之關鍵。 此外,是次《財政預算案》增加子女免稅額,可紓緩中產家庭的財政壓力。過去三年面對疫情以及息口上升,中產人士承受巨大生活壓力。除了房屋,子女教育,醫療保險也是中產家庭的恆常開支。友邦香港支持政府有更多措施紓緩中產家庭經濟壓力。例如,可以考慮加大自願醫保計劃(VHIS)稅務扣減金額,或把私院住院費用開支納入稅務減免範圍,此舉不但針對性惠及中產,更有助減輕對公營醫療系統的壓力。 鑑於香港人口老齡化愈趨嚴重,按香港政府統計處出版的《香港人口趨勢1991-2021年》,2021年香港的人口年齡中位數已達46.3歲。未來達至退休年齡的人口數目將大幅上升;《財政預算案》中建議提高僱主為其65歲或以上僱員所作自願性強積金供款的稅務扣減,友邦香港對此表示歡迎,措施既可加強退休保障,同時鼓勵僱主讓經驗豐富及仍然具高度生產力的人力資源繼續貢獻經濟,亦顯示政府牽頭打破年齡限制,為就業市場創造新局面。
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