恒生銀行(00011.HK)2022年純利跌27%至101.65億港元 全年派息4.10港元
格隆匯2月21日丨恒生銀行(00011.HK)公佈2022年業績,淨利息收入增長22%,為289.81億港元(2021年為238.22億港元),淨利息收益率擴闊28個基點,為1.77%(2021年為1.49%)。2022年下半年的淨利息收入為166.25億港元,較2022年上半年的123.56億港元增長35%。
扣除預期信貸損失變動及其他信貸減值提撥前的營業收入淨額增加2%,為339.72億港元(2021年為331.82億港元),因受淨利息收入增長22%所帶動,惟部分增幅被市況不利拖累人壽保險業務投資組合,以及投資氣氛轉弱令投資分銷收入下跌,導致非利息收入減少所抵銷。2022年下半年的扣除預期信貸損失變動及其他信貸減值提撥前的營業收入淨額為190.28億港元,較2022年上半年的149.44億港元增長27%。
股東應得溢利減少27%,為101.65億港元(2021年為139.60億港元),此已計及預期信貸損失增加以反映內地商業房地產行業借款人有較高風險。每股盈利減少29%,為每股4.95港元(2021年為每股6.93港元)。第四次中期股息為每股2.00港元,2022年每股派息合共為4.10港元(2021年為每股5.10港元)。
於2022年12月31日,普通股權一級資本比率為15.2%,一級資本比率為16.8%,總資本比率為18.1%(於2021年12月31日,普通股權一級資本比率為15.9%,一級資本比率為17.5%,總資本比率為18.9%)。
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