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渣打香港禤惠儀:今年貸款有望恢復增長 料RoTE可回升
阿思達克 02-20 09:45
渣打集團(02888.HK)早前公布去年度業績,其中香港區貸款額錄得下跌,渣打香港行政總裁禤惠儀表示主要由於過去幾年香港面對利率急升、地緣政治局勢緊張以及封關等因素影響,現時市場信心已有所恢復,年初起見到貸款回升,期望今年集團貸款增長與大市增幅均達單位數百分比,並憧憬有形股東權益回報(RoTE)可繼續回升。 她又透露,過去兩年的信貸減值以內地房地產相關貸款為主,惟內房敞口只佔香港業務不足3%,已為壞賬作保守撥備,未來亦會繼續保持審慎態度以維持信貸質量。
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