中銀保監對中行、民行、建行及渣打中國等行政處罰 涉近3.9億人民幣
中銀保監公布,近日該會嚴肅查處一批違法違規案件,對中國銀行、民生銀行、渤海銀行、建設銀行、渣打中國等五家金融機構及相關責任人員依法作出行政處罰決定,合計罰近3.88億元人民幣(下同)。
其中,對中國銀行、民生銀行、渤海銀行開展的支持民營企業及小微企業重大政策落實專項現場檢查中發現,上述機構存在貸款資金被挪用、統計數據不真實、重大關聯交易審議程序不規範等違法違規行為。銀保監會對中國銀行總行罰款1,600萬元,對分支機構罰款1,680萬元,並對2名責任人員分別予以警告;對民生銀行總行沒收違法所得併處罰款6,672.5萬元,對分支機構罰款2,300萬元,並對2名責任人員分別予以警告;對渤海銀行總行罰款430萬元,對分支機構罰款1,230萬元,並對1名責任人員予以警告。
另外,對建設銀行、渣打中國開展的風險管理及內部控制有效性現場檢查中發現,機構存在服務收費質價不符、貸款管理嚴重違反審慎經營規則、理財業務投資運作不合規等多項違法違規行為。銀保監會對建設銀行總行沒收違法所得併處罰款7,341.6萬元,對分支機構罰款1.26億元,並對9名責任人員分別予以警告、罰款的行政處罰;對渣打中國總行沒收違法所得併處罰款3,625.9萬元,對分支機構罰款1,340萬元。
銀保監會指,下一步會將依法從嚴實施行政處罰,嚴肅市場紀律,規範市場秩序,維護金融消費者合法權益,督促銀行保險機構合規經營、穩健發展,助力金融服務實體經濟,守住不發生系統性金融風險的底線。(ek/u)
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