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余偉文:經濟復甦及樓市氣氛好轉 助推動今年港銀貸款表現正常化
本港去年貸款總額按年跌3%。金管局總裁余偉文形容屬少見。去年用於香港的貸款增長其實略有上升,惟用於香港以外的貸款則下跌,當中有不少是用於內地,在去年因為內地經濟情況及未通關下令相關投資意欲有所減少。 展望今年,他指出,受惠內地重新開放及支持性政策,投資意欲增加的情況下,內地相關的貸款會有增加。本地方面,經濟復甦加上本港樓市氣氛好轉,有望推動今年港銀貸款表現正常化。至於特定分類貸款比率,他預計去年第四季或會輕微上升。 另外,他提到將逐步退出「還息不還本」貸款擔保計劃等在疫情下支援中小企的政策。
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