內地今年以來逾30城出台樓市優化政策 首套房貸款利率低至3.7厘
《澎湃新聞》報道,根據不完全統計,今年以來包括福建廈門、四川資陽、山東濟寧、廣東東莞、廣西柳州及吉林長春等超過30城發布樓市新政。政策內容包括解除限購、上調住房公積金貸款最高額度、調整公積金貸款最低首付比例、延長消費補貼、提高多孩家庭公積金貸款額度、明確認房不認貸,及鼓勵團購買房等。
同時,多地延續實施購房補貼及優惠政策,另下調首套房貸利率下限。根據諸葛找房數據研究中心統計,春節後,包括鄭州、天津、廈門、珠海及瀋陽等城市,相繼下調首套房貸款利率下限,新一輪的下調房貸利率潮正在上演。截至目前,已經有30城下調首套房貸款利率下限,其中最低降至3.7厘。
根據國家統計局數據,70個大中城市中符合下調要求的城市共有35個,諸葛找房數據研究中心數據顯示,其中已有20城下調或者取消首套房貸利率下限,預計未調整的城市後續也有望跟進下調房貸利率,不乏二線城市哈爾濱、溫州與南寧等,預期首季將有更多城市首套房貸利率跌至4厘以下水平。
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