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穆迪對今年中國金融機構展望為負面 料經濟增長放緩將加大資產風險
阿思達克 01-13 11:34
評級機構穆迪發表研究報告,指中國經濟增長放緩,加上房地產行業下行,在低利率環境下預期金融機構的盈利能力將受到影響,資產風險加大,因此今年對銀行、壽險公司及資管企業等中國金融機構展望為負面。 穆迪副總裁兼高級分析師Yulia Wan表示,在經濟增長溫和回升的情況下,考慮到信貸需求只會在低基數上逐步復甦,金融產品需求將保持疲軟,資產風險也將上升,雖然大型機構近年對貸款和投資態度謹慎,有助控制資產質量惡化程度,但預期中國金融機構的經營環境仍然充滿挑戰。 她指出,內地樓市低迷,為金融機構帶來資產和溢出風險,預期當局出台的支持措施需時見效,對於地區性銀行、信託公司和資產管理公司而言,相關直接風險敞口將高於大型銀行及全國性企業。 該行又指,低利率將損害金融機構的資產收益率和投資回報,長期低利率環境料將進一步壓縮壽險公司的利差,增加負利差風險。
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