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據報中銀保監擬設「保險+養老社區業務」門檻 保險公司淨資產須不低於50億人幣
《上證報》引述消息報道,中國銀保監會下發《關於規範保險公司銷售保險產品對接養老社區服務業務有關事項的通知(徵求意見稿)》,就規範保險公司銷售保險產品對接養老社區服務業務在業內徵求意見。通知擬首次從淨資產、綜合償付充足率、風險綜合評級、公司治理評估結果等多方面對保險公司開展「保險+養老社區業務」提出要求。 通知明確,保險公司開展「保險+養老社區業務」,應當符合條件包括淨資產不低於50億元人民幣;連續四個季度綜合償付充足率不低於120%;連續四個季度風險綜合評級B類及以上;公司治理評估結果C級及以上;資產負債管理能力不低於第3檔;在其他各類監管評級或監管評估中未觸及採取監管措施的情形;連續四個季度責任準備金覆蓋率100%;中銀保監規定的其他條件。 據了解,「保險+養老社區業務」是指保險公司銷售保險產品對接養老社區服務業務,即保險公司銷售保險產品,向購買相關產品累計繳納保費達到一定金額的投保人,提供入住養老社區權益等增值服務的業務。
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