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報道指內地金融機構密集出招 助推消費回暖
據《中國證券報》報道,為發力消費貸、發放消費優惠券、與地方政府或互聯網平台聯手促消費,當前內地商業銀行正從供給端和需求端同時發力,激發居民消費意願,助推消費回暖。 在調研中了解到,多家內地銀行已連續下調消費貸利率,國有四大行消費貸最低利率均降至4%以下,部分銀行消費貸利率低至3.65%。多家銀行表示將加大消費貸投放力度。建設銀行(00939.HK)信貸管理部相關負責人日前在投資者交流會上稱,2023年要加大力度拓展個人貸款,預計今年無論是住房金融還是消費金融都會回暖,消費金融貸款的拓展將是「重頭戲」。 近期,多家銀行針對出遊、觀影等消費場景推出各類優惠活動。例如平安銀行(000001.SZ)信用卡推出「加油88微笑開運」瓜分百噸油活動,活動期間持卡人可以在平安口袋銀行APP參與無門檻抽獎,每次抽獎可獲得面值不等的加油立減券。 中國銀行(03988.HK)信用卡攜手攜程旅行贈「首綁滿減」活動,活動期間已綁定攜程「程支付」的持卡人在攜程旅行APP預訂指定產品時,使用中國銀行信用卡完成支付有機會享受訂單支付金額滿500元人民幣立減10元人民幣優惠。(wl/s) ~
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