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《大行報告》大和:內險明年開局可能比過去幾年更好 重申行業正面看法
大和發表研究報告指出,預期內險明年開局可能比過去幾年更好,主要由於穩定的核心代理人數、及時的產品和渠道多元化以捕捉客戶需求,以及有利的競爭格局。產品方面以短期年金、終身及退休產品為主,而由於共同基金及銀行理財產品的回報波動,內險的短期年金產品銷售良好。此外,儘管最近疫情激增,但內險商一直發展的銀保渠道不太受疫情不利因素影響。 該行預期內險股明年開局的首年保費收入按年呈雙位數增長,而新業務價值呈高單位數增長,並重申對行業正面看法,推薦友邦(01299.HK)及國壽(02628.HK),評級均為「買入」。
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