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《公司訪問》大新銀行(02356.HK)料全年私貸業務錄單位數增長
阿思達克 12-13 08:50
大新銀行總經理及零售銀行處副主管鄧子健接受本網訪問時表示,推出稅貸約一個多月,截至11月底止的稅貸申請宗數按年增長約一倍,貸款提取額亦按年增長逾一倍。他指,申請宗數上升主要是由於低基數因素,以及贈送飛行裏數等推廣活動吸客,加上存息高於稅貸利率,部分客戶選擇以稅貸做定期賺息差,有信心完成雙位數增長目標。 銀行資金成本壓力上升,該行稅貸客戶貸息今年平均按年稍高出0.1釐,最低爲1.18釐。鄧子健指,稅貸利潤較低,但由於客戶資產質素及財富較優質,冀藉此吸納新客。 另外,他預計,全年私人貸款業務將錄得單位數增長。由於今年投資市場氣氛較差,有抵押貸款業務料今年表現較遜色。
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