《大行報告》花旗:內地降準 郵儲銀行(01658.HK)、招行(03968.HK)及工行(01398.HK)為主要受益者
花旗發表研究報告指,集中的債券市場波動導致共同基金或銀行財富管理的資產淨值下降,令投資者對理財產品及債券基金贖回的壓力愈來愈大;並導致出現一個惡性循環,固定收益產品面臨進一步壓力,引發對內地潛在流動性緊縮的擔憂。該行認為,相關風險仍然可控,監管機構已經透過加速公開市場操作(OMO)干預介入。
該行表示,人民銀行宣布將金融機構存款準備金率下調25個基點,將釋放5,000億元人民幣的基礎貨幣,並將提振內地銀行業2023財年的淨息差0.4個基點及盈利0.15%。該行相信,郵儲銀行(01658.HK)、招行(03968.HK)和工商銀行(01398.HK)或是主要受益者。
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