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《大行報告》美銀證券下調光大銀行(06818.HK)目標價至2.65元 評級「買入」
美銀證券發表評級報告指,光大銀行(06818.HK)首九個月淨利潤按年升4.3%至366億元人民幣,撥備前利潤按年增0.6%,首九個月股本回報率按年跌至11.1%,普通股權一級資本比率(CET1 ratio)按季增至8.69%,該行維持其今年盈利預測,同時將其權益資金成本預測提高150個基點至20.5%,以反映宏觀環境的不確定性。 該行指,不良貸款規模按季上升1.2%,同時不良貸款率按季持平於1.24%,淨不良貸款形成由今年上半年的13個基點下跌至6個基點,同時光大銀行提出其呈按年下跌的首九個月不良貸款形成總額指引。 該行表示,將其目標價由3.3元下調至2.65元,重申其評級為「買入」。
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