《藍籌季績》建行(00939.HK)第三季純利856.4億人民幣 增長8.6%
建設銀行(00939.HK)公布第三季度,實現經營收入1,866.04億人民幣(下同),按年下降2.6%。錄得歸屬股東淨利潤856.4億元,增長8.6%,每股收益0.34元。年化加權平均淨資產收益率13.15%,下降0.11個百分點。
今年首三季度,累計經營收入5,769.65億元,微增0.8%。錄得純利2,472.82億元,增長6.5%,每股收益0.99元。
首九個月,利息淨收入4,827.07億元,增長7.7%;淨利差1.86%,淨利息收益率2.05%,分別下降0.08和0.07個百分點,主要是貸款收益率受降息等因素影響持續下降,而存款成本有所上升。
手續費及佣金淨收入948.77億元,下降1.8%,主要是銀行卡手續費、顧問和諮詢費等產品收入有所下降。
經營費用1,430.55億元,增加55.71億元。成本收入比上升0.74個百分點至23.83%。減值損失1,415.77億元,減少16.79億元。
9月止,不良貸款2,931.36 億元,較年初增加270.65億元;不良貸款率1.4%,下降0.02個百分點;撥備覆蓋率243.95%,上升3.99個百分點。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.