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民生銀行(01988.HK)前三季度淨利潤337.78億元 同比下降4.82%

格隆匯10月28日丨民生銀行(01988.HK)公吿,2022年前三季度,集團實現歸屬於本行股東的淨利潤337.78億元,同比下降17.09億元,降幅4.82%;實現營業收入1,085.96億元,同比下降220.39億元,降幅16.87%。利息淨收入方面,集團持續優化貸款業務結構,加大對優質客户的信貸資產投放力度,降低客户融資成本,發放貸款和墊款平均收益率同比下降51BP,貸款利息收入同比減少100.08億元;此外,受債券市場價格影響,新配置利率債、信用債利率下降,集團各項投資平均收益率同比下降22BP,投資利息收入同比減少20.80億元。非利息淨收入方面,受資本市場價格波動影響,投資估值及代理基金業務規模下降,集團公允價值變動損益同比減少59.37億元,代理手續費及佣金收入同比減少21.32億元。

截至報吿期末,集團資產總額71,339.21億元,比上年末增加1,811.35億元,增幅2.61%;其中,發放貸款和墊款總額41,314.18億元,比上年末增加857.26億元,增幅2.12%。集團積極響應國家發展戰略,鼓勵重點領域和重點區域信貸投放,信貸結構持續優化。

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