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中信銀行(00998.HK)前三季度淨利潤471.03億元 同比增長12.81%

格隆匯10月27日丨中信銀行(00998.HK)發佈公吿,2022年1-9月,集團實現歸屬於本行股東的淨利潤471.03億元,同比增長12.81%,其中第三季度當季實現淨利潤145.79億元;實現經營收入1,601.92億元,同比增長3.17%;實現利息淨收入1,113.52億元,同比增長0.60%;淨息差1.96%,同比下降0.10個百分點;非利息淨收入488.40億元,同比增長9.53%。

截至報吿期末,集團資產總額86,223.84億元,較上年末增長7.21%;負債總額79,441.66億元,較上年末增長7.35%;貸款及墊款總額50,982.28億元,較上年末增長4.99%;客户存款總額50,274.92億元,較上年末增長6.14%。

2022年以來,集團不良貸款餘額、不良貸款率繼續雙降,資產質量保持向好態勢。截至報吿期末,集團不良貸款餘額647.49億元,較上年末減少27.10億元;不良貸款率1.27%,較上年末下降0.12個百分點;撥備覆蓋率201.88%,較上年末上升21.81個百分點;貸款撥備率2.56%,較上年末上升0.06個百分點。

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