渣打(02888.HK)料今年收入增長約13% 2024年或之前實現10%RoTE目標
渣打集團(02888.HK)現時預期,2022年全年收入將增長約13%(撇除債務價值調整及按固定匯率基準計算),與年初至今的增長一致。預期全年的平均淨息差約為140個基點;預期支出(不包括英國銀行徵費)將約為106億美元(下同);同時預期信貸減值將略高於年初至今的18個基點年化貸款損失率。
集團計劃在13-14%的普通股權一級資本比率目標範圍內靈活經營。集團現時預期,2023年的淨息差平均數將繼續擴闊至約165個基點,加上業務繼續保持強勁的增長勢頭及正收入與成本增長差,意味著集團保持良好進度於2024年(甚或更早)實現10%的有形股東權益回報(RoTE)目標。
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