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恆生銀行(00011.HK)與QFPay HK合作 成香港首批銀行接入商業數據通
阿思達克 10-24 16:22
恆生銀行(00011.HK)公佈,與QFPay HK(錢方香港)合作,透過香港金融管理局的數據基建「商業數據通」,以應用程式介面(API)連接恆生及QFPay HK的數碼平臺,讓恆生在企業同意下可安全地擷取企業的商業數據,簡化融資評估及批覈流程,爲超過1萬家中小企商戶進一步提供更簡便及時的融資服務。 香港金融管理局副總裁李達志表示,繼去年展開試行階段,樂見「商業數據通」乘勢而上,迎來首批正式投入服務的參與銀行。金管局會繼續擴展「商業數據通」的創新金融應用,包括自動化信貸審批及融資流程。展望未來,金管局期望「商業數據通」的數據生態圈繼續蓬勃發展,促進多邊數據共享,釋放商業數據的發展潛力,並推動普及金融。 恆生指,隨着「商業數據通」推出,QFPay HK商戶只需回答電子同意書上的數個簡單問題,即可經「商業數據通」安全地分享商業數據,恆生其後可利用相關的最新數據以助作出貸款決定,爲客戶減省貸款申請的所需時間,助其更快捷獲得融資。
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