郵儲銀行(601658.SH):前三季度客户貸款總額超7萬億,較上年末增超10%,增量創歷史同期新高
格隆匯10月10日丨郵儲銀行(601658.SH)公吿稱,2022年以來,公司圍繞專業核心、體系支撐、協同整合、科技助推、機制驅動、創新引領“六大能力”建設目標,在生態金融、產業金融、協同金融、綠色金融和科技金融等方面持續發力,努力提升價值創造水平、優化資產負債結構,在服務實體經濟的過程中不斷髮揮自身特色和優勢,取得積極成效。
公司努力為實體經濟注入更多金融“活水”,不斷增強信貸增長的穩定性和可持續性,在上半年主動前移投放節奏的基礎上,統籌做好下半年信貸增長安排,積極增加信貸投放,存貸比和信貸資產佔比繼續提升;在非信貸資產的安排上,提升資金使用效率,提升非息收入貢獻。在負債管理上,持續優化以價值存款為核心的負債發展機制,實現了“增長適度、結構優化、成本下行”。
前三季度,公司客户貸款總額超過7萬億元,較上年末增長超過10%,增量創歷史同期新高;客户存款總額超過12萬億元,較上年末增長超過8%。收入、利潤等核心財務指標均實現新進步,收入結構優化,經營效率提升,資產質量繼續保持優良水平。
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