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《大行報告》野村:郵儲銀行(01658.HK)調整儲蓄代理費率大致正面
野村發表研究報告指,對於郵儲銀行(01658.HK)調整儲蓄代理費率,大致上持正面看法,主是由於郵儲銀行或能有效地降低其綜合利率,當中較長期定期存款費率下調幅度較大,活期存款和一年期定期存款的費率上調幅度較小。該行認為,在調整後,綜合費率的下降幅度很大程度上符合該行預期。 該行指,即使早已為投資者預期內,惟儲蓄代理費率結構經調整後,能為代理人提供更強勁的動力,去吸引更高費率的短期存款,從而減低郵儲銀行承擔的存款成本。該行相信,今次調整有助郵儲銀行進一步優化其負債結構,加強其與中國郵政集團旗下廣泛的分支機構的存款業務。 該行維持其目標價為7.6元,以及其評級為「買入」。
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