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《大行報告》里昂:郵儲行(01658.HK)調整儲蓄代理費率長遠維持低融資成本 仍為行業首選
阿思達克 09-30 10:51
里昂發表研究報告指,郵儲行(01658.HK)宣布與母企達成協議,調整儲蓄代理費率。經調整後,混合代理費率對存款佔比將減少2個基點至1.27%,這將相當於提振2021財年稅前利潤1.2%。即使數量不多,但仍優於投資者預期,而更重要是此次調整提高了活期存款的費率,但降低了長期存款的費率,這或會吸引低成本存款,以維持低融資成本,而連同於兩周前自願下調存款利率,在資金壓力減少的情況下,郵儲行是主要受惠者。 該行表示,在內地利率長期結構性下降的情況下,鑑於其資金強勁的實力,郵儲行仍處於有利地位,故仍為行業首選。
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