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《大行報告》中金調低建行(00939.HK)目標價至6.17元 降今明兩年純利預測各逾1%及3%
阿思達克 09-01 14:22
中金發表報告指,建設銀行(00939.HK)上半年業績基本符合預期,受疫情影增速略降,但總體保持穩健。 該行指,建行上半年淨息差為2.09%,較上季度和去年同期分別下降6和4個基點,其中生息資產收益率按年上升1基點至3.72%,主要受益於資產結構調整。付息負債成本率較去年同期上升6基點,主要由於存款定期佔比上升。 中金分別下調對建行今明兩年純利預測1.6%和3.7%,各至3,230億元和3,338億元人民幣,主要由於息差預測下調。考慮宏觀經濟不確定性壓制銀行估值,下調建行H股目標價27.6%至6.17元,維持「跑贏行業」評級。
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