今年上半年保險業毛保費總額達2,999億元 按年跌2.3%
保監局公布2022年上半年香港保險業的臨時統計數字,期內毛保費總額達2,999億元,按年下跌2.3%。
長期有效業務的保費收入總額為2,647億元,下跌3.3%,主要包括個人人壽及年金(非投資相連)業務,其保費收入為2,207億元,下跌2.4%;個人人壽及年金(投資相連)業務,其保費收入為151億元,下跌25.1%;以及退休計劃業務,其供款為252億元,上升5.3%。此外,給付保單持有人的申索和利益總金額為1,488億元,下跌1.4%。
長期業務(不包括退休計劃業務)的新造保單保費為819億元,上升1.7%,主要包括個人人壽及年金的非投資相連業務,其新造保單保費為730億,上升9.1%;以及投資相連業務,其新造保單保費為85億,下跌36.2%。保險公司共發出約1.7萬份合資格延期年金保單並帶來11億保費,佔個人業務總額1.4%。
來自內地訪客的新造業務保費為5.4億,上升1.5倍,因個別保單交易及2021年同期基數較低而顯著回升,佔個人業務總額0.7%。 此客戶群組購買的保單中約95%是以非一筆過支付,危疾、終身壽險及醫療保險分別佔保單的份額為32%、32%和26%。
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