《藍籌業績》建行(00939.HK)上半年淨利潤升5.44%至1,616.4億人民幣 符預期
建行(00939.HK)公布上半年業績,經營收入按年升2.5%至3,903.61億元人民幣(下同)。純利升5.4%至1,616.42億元,與本網綜合3間券商預測料介乎1,594.07億元至1,634.88億元相符。每股純利0.65元,不派息。
該行上半年利息淨收入按年升7.2%至3,173.4億元;淨利差按年收縮5點子至1.9%,淨利息收益率按年收縮4點子至2.09%。手續費及佣金淨收入按年微跌0.9%至688.23億元。信用減值損失按年收縮4.6%至1,032.94億元。
6月底止,建行核心一級資本充足率13.4%,較去年底降19點子。一級資本充足率13.93%,較去年底降21點子。資本充足率17.95%,較去年底升10點子。
6月末,建行不良貸款餘額2,855.09億元,較去年底增加194.38億元;不良貸款率1.40%,較去年底降0.02個百分點;關注類貸款佔比2.63%,較去年底降0.06個百分點。
6月底止,建行房地產業不良貸款227.24億元,不良貸款率2.98%。另個人住房貸款不良貸款161.4億元,不良貸款率0.25%。
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