《藍籌業績》中行(03988.HK)上半年淨利潤升6.3%至1,199.2億人民幣
中國銀行(03988.HK)公布,營業收入按年升3.6%至3,136.11億元人民幣(下同),純利按年升6.3%至1,199.24億元。每股純利0.37元。不派中期息。
上半年中行實現淨利息收入2,239.93億元,按年增7.29%。上半年淨息差為1.76%,與去年同期基本持平。期內非利息收入896.18億元,按年降4.74%;當中手續費及佣金收支淨額431.45億元,按年降7.84%。
中行上半年資產減值損失528.1億元,按年縮減0.25%;其中貸款減值損失455.76億元,按年降4.55%。6月末,集團不良貸款總額2,272.32億元,較去年末增加184.4億元,不良貸款率1.34%,較去年末上升0.01個百分點。集團貸款減值準備餘額4,164.25億元,較去年末增加258.84億元。不良貸款撥備覆蓋率183.26%,較去年末下降3.79個百分點。
6月底,該行核心一級資本充足率11.33%,一級資本充足率13.63%,資本充足率16.99%,均較去年底上升。
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