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工商銀行(01398.HK)上半年淨利潤1725.7億元 同比增長4.9%

格隆匯8月30日丨工商銀行(01398.HK)公佈,2022年上半年,本行全力服務實體經濟、防範金融風險、深化金融改革,着力在支持經濟社會高質量發展中推動自身高質量發展。上半年實現淨利潤1,725.70億元,同比增長4.9%;年化平均總資產回報率0.93%,年化加權平均權益回報率11.25%。營業收入4,437.88億元,增長4.1%,其中:利息淨收入3,514.25億元,增長4.5%;非利息收入923.63億元,增長2.5%。營業費用1,031.73億元,增長8.6%,成本收入比22.14%。計提資產減值損失1,336.22億元,增長7.3%。所得税費用365.75億元,下降16.0%。

6月末,總資產387,443.76億元,比上年末增加35,729.93億元,增長10.2%。其中,客户貸款及墊款總額(簡稱「各項貸款」)223,413.60億元,增加16,741.15億元,增長8.1%;投資101,741.95億元,增加9,164.35億元,增長9.9%;現金及存放中央銀行款項33,484.74億元,增加2,500.36億元,增長8.1%。

按照五級分類,6月末正常貸款216,081.60億元,比上年末增加16,463.82億元,佔各項貸款的96.72%;關注貸款4,172.38億元,增加52.00億元,佔比1.87%,下降0.12個百分點;不良貸款3,159.62億元,增加225.33億元,不良貸款率1.41%,下降0.01個百分點。

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