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《公司業績》交行(03328.HK)上半年淨利潤升4.81%至440.4億人民幣
阿思達克 08-26 16:42
交通銀行(03328.HK)公布截至今年6月底止中期業績,純利達440.4億元人民幣(下同),按年升4.8%;每股盈利0.55元。不派息。 上半年淨經營收入為1,435.68億元,按年升7.1%。利息淨收入按年升8.4%至850.93億元,手續費及佣金淨收入則按年跌1.25%至246.54億元。淨利息收益率為1.53%,按年下降0.02個百分點。淨利差為1.43%,按年下降0.03個百分點。 截至6月底,交行資產總額達到12.58萬億元,增長7.8%。客戶貸款增長8%至7.09萬億元。集團不良貸款率1.46%,較去年底下降0.02個百分點。撥備覆蓋率173.1%,較去年底升6.60個百分點。 交行表示,上半年部分房地產企業營運和財務狀況持續承壓,流動性風險凸顯,該行按照實質性風險判斷原則將所涉及的部分房地產項目貸款下遷不良,進一步加強相關貸款的風險管理和清收處置,6月底止房地產行業不良額和不良率較年初有所上升,但總體風險可控。
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