《大行報告》工商銀行(01398.HK)投資評級及目標價(表)
據中國銀保監上周五(19日)公布內地商業銀行累計實現淨利潤1.2萬億人民幣按年升7.1%,工商銀行(01398.HK)將於下周二(30日)公布今年中期業績,本網綜合4間券商預測工行2022年上半年純利介乎1,682.73億元至1,726.52億元人民幣,較2021年上半年純利1,643.73億人民幣,按年上升2.4%至5%;中位數1,714.12億人民幣,按年升4.3%。
綜合3間券商預測工行2022年上半年營業收入介乎4,450.78億元人民幣至4,515.58億元,較2021年上半年4,264.06億人民幣,按年升4.4%至5.9%。摩根大通表示,將關注工行今年上半年淨息差收窄的況﹐因內地貸款市場報價利率(LPR)下調,關注普惠金融貸款的增加可能會進一步壓縮銀行的利潤率,市場亦關注工行的信貸質素包括不良貸款形成率、特別關注類貸款率(SML)和逾期放款比率。
下表列出15間券商對其評級及目標價:
券商│投資評級│目標價(港元)
農銀國際│買入│7.45元
匯豐環球研究│買入│7元
中金│跑贏行業│6.95元
野村│跑贏大市│6.93元
花旗│買入│6.52元
中銀國際│買入│6.47元
海通國際│跑贏大市│6.33元
瑞信│跑贏大市│6.3元
華泰証券│買入│6.03元
美銀證券│買入│5.95元
招商證券國際│買入│5.95元
中信証券│增持│5.7元
摩根大通│中性│5.1元
瑞銀│中性│4.3元
麥格理│中性│4元
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