友邦(01299.HK):內地7月新業務價值反彈
友邦保險(01299.HK)2022年上半年內地新業務價值利潤率67.4%,較2021年同期的82.1%下降。區域首席執行官及集團首席分銷總監陳榮聲表示,友邦中國今年上半年經營環境具挑戰性,去年第一季因為危疾保險銷售而有高速增長,所以利潤基數較高,今年第二季由於內地因應疫情實施的靜態管理措施,對保險業構成短期壓力,隨著不同城市靜態管理措施放寬,友邦中國在7月新業務價值出現反彈。
陳榮聲指,今年上半年友邦中國新業務價值利潤率和去年下半年相約,按年的變化主要反映產品結構,去年第一季的危疾保險銷售拉高了利潤率,而今年上半年產品和去年下半年產品相若,種類變得多元化,提供更多儲蓄產品和退休產品,認為內地保險滲透率仍然非常低,長遠來說對退休儲蓄產品的需求強勁。
陳榮聲指,集團一貫維持謹慎、持續穩步增長的派息政策,股份回購計劃公布至今,已就此使用了17億美元,其中上半年使用了13億美元,會持續穩健回購股份。集團首席執行官兼總裁李源祥則指,計及派息及回購股份,上半年回饋股東接近240億港元。
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