郵儲行(01658.HK)挫近6%創逾年半低成交急增 中績多賺15%大行削價
郵儲銀行(01658.HK)中績多賺15%,美銀證券、匯豐研究及野村績後分別削郵儲行H股目標價至7元、6.3元及7.64元,但均重申「買入」評級。另外,瑞信報告指基於內地將一年期及五年期以上LPR各下調5個及15個基點,按其敏感度分析,料拖低郵儲行盈利預測12.9%,較其他大型內銀更受影響。
該股今天沽壓遠超同業,最低見4.56元,創逾一年半低,現報4.6元,下挫5.7%,成交受午後有兩宗分別為140萬股及400萬股大手均以每股4.595元非自動對盤上板推動增至1.22億股,創逾一個月高。
郵儲行公布,中期純利按年升約15%至471.14億人民幣(下同),每股盈利44分,維持不派中期息。期內,總營收按年升10%至1,734.61億元,其中利息淨收入按年升3.8%至1,371.17億元,淨利息收益率按年微降0.1個百分點至2.27%,淨利差按年降0.07個百分點至2.24%;手續費及佣金淨收入按年升逾56%至178.8億元。
野村績後指,郵儲行次季純利按年升11.8%至221億元,低於該行預測3%,主因受淨利息收入及經營開支增加升拖累。匯豐研究指郵儲行上半年每股盈利達該行全年預測54%。但期內淨息差明顯下降,成本收入比率也上升,資本充足率仍低於同業。美銀證券指,郵儲行上半年純利增長強勁,但毛利持續受壓,其中次季淨息差按季跌11點子至2.21%。
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