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《藍籌業績》招行(03968.HK)上半年純利升13.5%至694.2億人幣勝預期
阿思達克 08-19 18:26
招商銀行(03968.HK)公布截至6月底止中期業績,經營淨收入按年升6.1%至1,790.8億元人民幣(下同),對比本網綜合3間券商預測料介乎1,787.29億至1,800億元,符預期。純利按年升13.5%至694.2億元,對比本網綜合4間券商預測料介乎679.22億至690.81億元,中位數683.41億元,勝預期。每股基本盈利2.67元。 該行上半年淨利息收入1,076.92億元,按年增長8.41%;淨利息收益率2.44%,按年降0.05個百分點。非利息淨收入713.85億元,按年增長2.73%。 該行上半年信用減值損失414.77億元,按年縮減1%,對比摩根大通及美銀證券預測介乎404.49億至415.41億人民幣,符預期。截至6月底止,不良貸款率0.95%,較上年末上升0.04個百分點;撥備覆蓋率454.06%,較上年末下降29.81個百分點;貸款撥備率4.32%,較上年末下降0.1個百分點。 截至6月底止,該行核心一級資本充足率12.32%,較去年底降0.34個百分點;一級資本充足率14.46%,較去年底降0.48個百分點;資本充足率16.8%,較去年底降0.68個百分點。
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