You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
內地五大行否認傳聞按揭貸款期限與借款人年齡之和調整
內地社交媒體早前流傳按揭貸款期限與借款人年齡之和調整,指中國銀行(03988.HK)(601988.SH)個人商業住房貸款期限與借款人年齡之和由現有不超過70周歲調整為85周歲,貸款總期限不超過30年。 對於該消息,據《21世紀經濟報道》引述中行客服人員表示,暫未有相關規定的文件。目前仍按照「70歲的上限」。工商銀行(01398.HK)(601398.SH)、建設銀行(00939.HK)(601939.SH)、農業銀行(01288.HK)(601288.SH)及交通銀行(03328.HK)(601328.SH)亦分別表示,近期並沒有對「貸款期限與借款人年齡之和」及「貸款申請人最高年齡」做出最新改變。 對於個人按揭貸款的年齡限制,目前仍為:中行及交行加和年齡上限為70歲,工商銀行為75歲,農行及建行並沒有具體的年齡上限。
Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
uSMART
Wealth Growth Made Easy
Open Account