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環聯(TRU.US)報告:本港95%消費者對目前通脹感憂慮
阿思達克 08-02 11:25
環聯(TRU.US)發表2022年第二季的消費者脈搏研究報告,81%受訪本港消費者表示過去三個月的家庭收入維持不變或下降,95%消費者表示對目前的通脹率感到憂慮,導致57%受訪者表示會改變消費習慣。 消費者信心在2022年第二季跌至新低,並低於自2021年第二季以來之前幾波疫情的復甦期。22%受訪者認為家庭財政狀況較預期為佳,與過去數季相比顯著下降。對家庭未來12個月的財政狀況感到樂觀的消費者亦下跌至32%。於本季對通脹表示憂慮的消費者高達95%,創下自本調查首次(2021年第三季)設立這條問題以來的新高。 55%受訪者表示,過去三個月減少或取消家庭開支,77%無計劃在來季增加非必要個人開支,較2021年尾有所增長,非必要個人開支例子包括外出用餐及旅行。 環聯亞太區產品技術與風險管理高級總監張家龍表示,第五波疫情仍然對家庭收入造成持續的影響,但消費者對通脹的憂慮加劇亦令市場情況變得更加複雜,這是由宏觀經濟環境及環球金融市場事件所引發,例如聯儲局加息,以及本地物價上漲,包括油價上升。他認為,雖然市場預期會出現利好經濟的因素,例如政府即將派發第二期消費券,但亦必需緊貼宏觀經濟,以及受之影響而不斷變化的消費者需求和信用風險狀況。 只有44%的消費者相信自己擁有充足的渠道獲取信貸及貸款產品,張家龍補充,最新的調查反映了普及金融在香港現時發展的情況,並顯示相當一部分消費者認為自己沒有足夠的可用信貸或貸款產品,並認為無法獲得申請批核,針對問題的最好解決辦法是消費者主動管理信貸,並提升自己的信貸評級以獲取他們所需要信貸產品。 該研究於2022年5月26日至6月15日期間訪問了1,006名本港消費者。
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