交行(03328.HK)11月起調整個人按揭類貸款提前還款補償金收費
交通銀行(03328.HK)(601328.SH)發布《關於個人按揭類貸款、個人線上抵押貸(消費)提前還款補償金收費調整的公告》顯示,自11月1日起,個人按揭類貸款(包括個人住房貸款、個人商業用房貸款、個人廠房貸款)及個人線上抵押貸(消費),提前還款補償金收取具體以貸款合同中約定為準,補償金比例為提前還款本金金額的1%。
交行表示,在合同約定基礎上,各地分行具有補償金優惠減免權限。截至2021年末,交行的個人住房按揭貸款餘額約為1.49萬億元人民幣,較上年末增長 15.13%。(ta/w) ~
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