匯豐銀行上半年除稅前利潤減少12% 淨息差1.36%
匯豐控股(00005.HK)旗下香港上海匯豐銀行公布2022年中期業績,除稅前利潤減少12%至443.93億港元,股東應佔利潤減少11%至350.95億港元,平均普通股股東權益回報率為8.3%(對比2021年上半年為9.4%)。
截至今年6月底止,資產總值上升5%至103,560億港元;普通股權一級比率為14.4%,總資本比率為17.9%(2021年底分別為15.4%及18.7%)。而成本效益比率為58.7%(2021年上半年為55.2%)。
匯豐銀行今上半年淨利息收益增加45.12億港元,增幅為9%。若不計及不利的匯兌影響,淨利息收益則增加49.83億港元,增幅為10%。此增幅來自香港,主要原因是資產負債隨著客戶存款上升而增長,加上市場利率較2021年上半年有所上調,令客戶存款息差改善及再投資收益率上升。費用收益淨額減少43.65億港元,減幅為18%。上半年淨息差1.36%(對比2021年中期為1.33%),上半年淨利息收益率1.42%(對比2021年中期為1.38%)。(wl/u)
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